Author: Tracie Johnson

Tracie Johnson is a New Jersey native and an alum of Penn State University. Tracie is passionate about writing, reading, and living a healthy lifestyle. She feels happiest when around a campfire surrounded by friends, family, and her Dachshund named Rufus.

Recent world events have taught us that getting a handle on your finances is critical. Having emergency savings and developing a decent understanding of your available retirement investing options can make a world of difference as you age. Making smart money choices early in life can give you more options as you age. 1. Managing Money for Now One of the reasons that financial literacy is so important for young folks is that it’s very easy to get yourself in a deep financial hole in your youth. Credit card offers will start showing up for young people, often even before…

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