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Advertiser Disclosure: Many of the companies featured here provide compensation to us. This is how we maintain our free service. Compensation and in-depth editorial research, determines where & how companies appear below. 

Advertiser Disclosure: Many of the companies featured here provide compensation to us. This is how we maintain our free service. 

Advertiser Disclosure: Many of the companies featured here provide compensation to us. This is how we maintain our free service. Compensation and in-depth editorial research, determines where & how companies appear below. 

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United Quest℠ Card Review

Earn 70,000 bonus miles + 500 Premier qualifying points!

United Quest℠ Card Review

Learn More

Earn 70,000 bonus miles + 500 Premier qualifying points!

Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.


The United Quest℠ Card stands out as a compelling choice for those loyal to United Airlines, nestled comfortably between basic and premium United-branded credit offerings. With an annual fee of $250, this card is designed to appeal to frequent flyers who can leverage the array of benefits it offers.

Key features include a generous sign-up bonus, enhanced earning rates on United purchases, and travel perks that can significantly enhance your flying experience. The United Quest℠ Card is particularly attractive for those aiming to maximize their MileagePlus earnings while enjoying travel benefits that can easily offset the card’s cost for regular United customers.

The Welcome Bonus of the United Quest℠ Card is a pivotal feature that significantly enhances its appeal to potential cardholders, especially for those who frequently fly with United Airlines or are looking to maximize their travel rewards. This card offers a substantial welcome bonus of 70,000 bonus miles along with 500 Premier Qualifying Points (PQPs) after reaching a spending threshold of $4,000 on purchases within the first three months of account opening.

This welcome offer is crafted to appeal directly to travelers looking to fast-track their way to valuable flight rewards and possibly closer to elite status with United Airlines. The inclusion of PQPs as part of the bonus is a strategic benefit, directly supporting cardholders’ aspirations for elevated status within the airline’s loyalty program, which comes with its own set of perks and privileges.

To put the value of this bonus into perspective, the 70,000 bonus miles can be leveraged for multiple domestic round-trip flights or for international travel, depending on the destination and booking class. United’s extensive network, both domestically and internationally, means these miles offer a gateway to almost any destination you can think of. Moreover, the value of these miles can be maximized when redeemed for United Polaris business class seats or upgrades, potentially offering thousands of dollars in travel value.

It’s essential to approach the welcome bonus with a strategy to ensure that the spending requirement is met within the stipulated time frame without unnecessary expenditure. Prospective cardholders should plan their application timing around anticipated large purchases or expenses to naturally meet the spending threshold. This could include timing the card application ahead of booking major travel, home improvement projects, or even shifting regular spending to the new card.

Furthermore, the welcome bonus is just the beginning of the rewards journey with the United Quest℠ Card. The miles earned are just a part of the broader suite of benefits and rewards that come with card membership, designed to enhance every aspect of your travel experience with United Airlines and beyond. From earning additional miles on everyday and travel-related purchases to enjoying perks like free checked bags, priority boarding, and annual travel credits, the card places a strong emphasis on providing value and convenience to frequent flyers.

In essence, the welcome bonus of the United Quest℠ Card is a powerful incentive for those looking to enhance their travel experiences and loyalty rewards with United Airlines. It acts as a springboard into a world of enhanced travel benefits, making it an attractive proposition for anyone looking to make their travels more rewarding.

The United Quest℠ Card is a powerhouse for earning rewards, offering a multi-tiered rewards structure tailored to benefit frequent United flyers and travelers. Cardholders earn 3 miles per $1 spent on United purchases, highlighting the card’s alignment with those committed to United Airlines.

For broader travel and dining purchases, including select streaming services, the card offers 2 miles per $1 spent, ensuring that cardholders are rewarded for a wide range of spending activities.

Furthermore, all other purchases are rewarded with 1 mile per $1 spent, ensuring that every dollar spent contributes to the cardholder’s MileagePlus balance. This diversified earning structure makes the United Quest℠ Card an ideal choice for those looking to maximize their rewards across various spending categories, not just when flying with United.

The emphasis on travel and dining reflects the lifestyle of its target demographic—regular travelers seeking value and convenience in their transactions.

By effectively leveraging this rewards program, cardholders can significantly enhance their travel experiences through accrued miles, leading to savings on future flights, upgrades, and more, thereby solidifying the United Quest℠ Card as a smart investment for frequent flyers dedicated to United Airlines.

Redeeming rewards with the United Quest℠ Card offers flexibility and value, primarily aimed at enhancing the travel experience of its cardholders. United miles can be redeemed for flights on United Airlines and its Star Alliance partners, presenting a wide array of travel opportunities across the globe. For those looking to elevate their travel experience, miles can also be applied toward upgrades on United flights, starting at 7,500 miles for upgrades on certain routes, including domestic flights to premium classes.

Beyond flights and upgrades, the miles offer versatility through redemption options like hotel stays, gift cards, and merchandise, including Apple products, although these alternatives typically yield a lower value per mile compared to flight redemptions. It’s important for cardholders to consider the value of their miles in different redemption scenarios; while using miles for flights or upgrades often provides the best return, estimated at around 1.1 to 1.2 cents per mile, non-flight redemptions offer convenience and flexibility, albeit at a reduced value.

The card’s redemption options underscore its appeal to travelers who value flexibility in using their rewards. For those dedicated to maximizing value, focusing on travel-related redemptions can lead to significant savings and memorable experiences. However, the card’s broad redemption catalogue also caters to those who may occasionally prefer to use miles for non-travel rewards, offering a comprehensive rewards program that accommodates various preferences and needs.

The United Quest℠ Card is packed with perks and benefits that go beyond mere point earning, making it an attractive option for frequent travelers and United Airlines loyalists. Here’s a breakdown of the key benefits that cardholders can enjoy:

  • $125 United Purchase Credit: Each year, cardholders receive a statement credit for United purchases, effectively reducing the annual fee for those who regularly fly with United.
  • Anniversary Award Flight Credits: On each cardmember anniversary, you can receive up to two 5,000-mile credits when you book flights with rewards. This unique feature can add up to 10,000 miles to your account, providing significant value and encouraging loyalty.
  • Free Checked Bags: The card offers two free checked bags for the cardholder and a companion on the same reservation. Given the cost of checked luggage, this benefit alone can save up to $320 per round trip, offering substantial savings for frequent travelers.
  • Priority Boarding: Cardholders and companions on the same itinerary enjoy priority boarding, allowing for a smoother and more efficient boarding experience.
  • TSA PreCheck/Global Entry or NEXUS Credit: Up to a $100 statement credit covers the application fee for TSA PreCheck, Global Entry, or NEXUS every four years, streamlining your travel with faster security and customs processing.
  • Earning Premier Qualifying Points (PQP): The card aids in achieving or maintaining elite status with United by offering the ability to earn up to 6,000 PQPs annually through spending.
  • 25% Back on Inflight Purchases: Enjoy a 25% rebate on inflight purchases of food, beverages, and Wi-Fi on United-operated flights, enhancing your in-flight experience.

These benefits are tailored to enrich the travel experience of United loyalists, offering tangible savings and conveniences that can significantly offset the card’s annual fee. The combination of travel credits, free baggage, priority services, and the potential for elite status acceleration makes the United Quest℠ Card a compelling choice for those who frequently fly with United or its partners. It’s a card that not only rewards spending but also loyalty, with benefits designed to improve every step of your travel journey.

The United Quest℠ Card, while offering a suite of valuable benefits and rewards for frequent United flyers, comes with its own set of pros and cons that potential cardholders should consider:


  • Generous Welcome Bonus: The card’s sign-up offer of 70,000 bonus miles and 500 Premier Qualifying Points (PQPs) after a spend of $4,000 in the first 3 months is a strong incentive, potentially worth around $770 in travel.
  • Robust Earning Rates: With 3 miles per $1 spent on United purchases, 2 miles on travel and dining, and 1 mile on all other purchases, the card favors those who spend across these categories.
  • Valuable Travel Perks: Benefits such as up to a $125 United purchase credit, anniversary award flight credits, free checked bags, and priority boarding significantly enhance the travel experience.
  • Elite Status Acceleration: The ability to earn up to 6,000 PQPs towards elite status is a unique feature that can help frequent flyers achieve or maintain their status with United Airlines.


  • High Annual Fee: At $250, the annual fee is significant, although it can be effectively reduced through the use of benefits like the United purchase credit.
  • Limited Flexibility for Non-United Spend: While the card is rewarding for United purchases, those who do not frequently fly with United or spend heavily in the card’s bonus categories may find it less valuable.
  • Necessity for Frequent United Travel: To fully benefit from the card’s perks and justify the annual fee, one needs to be a regular United flyer.

In conclusion, the United Quest℠ Card is best suited for United Airlines loyalists who travel enough to leverage the array of benefits and rewards. Its value proposition shines for those who can offset the annual fee through regular use of the card’s perks, making it an excellent choice for frequent flyers committed to United. However, for occasional travelers or those who spread their spending across multiple airlines, a more flexible travel rewards card may offer better overall value.

When comparing the United Quest℠ Card to other cards in the United Airlines portfolio, it’s clear that the Quest card offers a balanced mix of rewards and benefits designed for those who frequently fly with United but are mindful of the annual fee. Here’s how it stacks up against its siblings:

  • United℠ Explorer Card: With an introductory annual fee of $0 for the first year, then $95, the Explorer Card is a more accessible option for occasional United flyers. It offers a free checked bag, priority boarding, and two one-time United Club passes each year. While it provides valuable benefits for a lower annual fee, it lacks the enhanced earning potential and additional perks like the anniversary award flight credits available with the Quest Card.
  • United Club℠ Infinite Card: At the higher end, with a $525 annual fee, the Infinite Card caters to the most frequent flyers and luxury seekers, offering full United Club membership, two free checked bags, and more generous earning rates on purchases. This card is aimed at those who prioritize luxury travel benefits and are willing to pay a premium for the highest level of service and perks.

The United Quest℠ Card finds its niche between these options, offering a middle ground with its $250 annual fee. It provides significant value for regular United Flyers through its unique benefits like the $125 United purchase credit, anniversary award flight credits, and the ability to earn PQPs towards elite status, which are not matched by the Explorer Card. Meanwhile, it avoids the steep annual fee of the Infinite Card while still offering substantial travel perks.

This comparison highlights the Quest Card as a strategic choice for those who fly enough to benefit from its perks but are looking for a cost-effective option compared to the premium Infinite Card. It’s particularly suited for travelers who can leverage the annual credits and bonus miles to offset the annual fee, making it a strong contender for those committed to flying with United Airlines.

Whether earning miles for every dollar spent, enjoying priority boarding, or utilizing annual travel credits, the United Quest℠ Card is designed to elevate your journey. Ideal for frequent flyers seeking to maximize their travel benefits while aiming for elite status, this card offers a pathway to luxurious travel experiences with United Airlines. Explore how the United Quest℠ Card can make every trip more rewarding.

What are the best ways to maximize the rewards on the United Quest℠ Card?

  • Focus spending on United Airlines purchases to earn 3 miles per $1.
  • Use the card for all travel and dining expenses to take advantage of the 2 miles per $1 spent in these categories.
  • Take full advantage of the annual $125 United purchase credit and the anniversary award flight credits to offset the annual fee.

Can the miles earned with the United Quest℠ Card be used for international flights?

  • Yes, miles can be redeemed for flights on United Airlines and its Star Alliance partners, offering a wide range of international travel options.

How do the anniversary award flight credits work?

  • On your cardmember anniversary, you receive two 5,000-mile credits when booking flights with rewards. This can total up to 10,000 miles annually, providing significant value back to the cardholder.

Is the United Quest℠ Card worth the annual fee?

  • For frequent United flyers who can fully utilize the card’s benefits and rewards, such as the $125 United purchase credit, free checked bags, and priority boarding, the card can offer value that exceeds the annual fee.

How does the United Quest℠ Card benefit travelers seeking United Airlines elite status?

  • The card helps cardholders achieve or maintain elite status by offering up to 6,000 Premier Qualifying Points (PQPs) based on spending, accelerating the journey to elite status with United Airlines.
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