National Debt Relief is a debt settlement company that helps consumers who are struggling with unsecured debts, such as credit cards and personal loans. The company offers debt relief services that help consumers negotiate with their creditors to settle their debts for less than what they owe. National Debt Relief provides a free debt analysis to determine if their services are right for consumers. The company boasts an A+ rating with the Better Business Bureau and has helped over 100,000 clients resolve their debt issues. They work with a network of experienced debt specialists who help clients develop a customized plan to eliminate their debt.

National Debt Relief Services
National Debt Relief provides a variety of debt relief services to individuals and families struggling with financial difficulties. Some of the services they offer include debt settlement, debt consolidation, credit counseling, and bankruptcy support.
- Debt settlement involves negotiating with creditors to reduce the amount of debt owed and create a repayment plan.
- Debt consolidation involves combining multiple debts into one manageable payment.
- Credit counseling provides education and guidance on budgeting and financial management.
- Bankruptcy support assists individuals in navigating the bankruptcy process and finding a solution to their debt problems.
National Debt Relief aims to help their clients achieve financial freedom and stability by providing personalized solutions and expert advice.
National Debt Relief Pros & Cons

National Debt Relief is a debt settlement company that helps consumers to negotiate with their creditors to lower their debts. This company has some pros and cons.
Pros
- On the positive side, they can help individuals to reduce their monthly payments, negotiate with creditors, and potentially settle their debts for less than what they owe.
- They also offer a money-back guarantee if they are not successful in negotiating a settlement.
Cons
- However, they do charge fees for their services, which can be a significant cost for some consumers.
- Additionally, the debt settlement process can negatively impact an individual’s credit score and may not be the best option for everyone.
It is important to carefully consider the pros and cons of National Debt Relief before deciding whether to use their services.
Is National Debt Relief a scam or legit?
National Debt Relief has been operating in the debt relief industry for over a decade, and it has helped thousands of customers to achieve financial freedom. The company is accredited by the Better Business Bureau (BBB) with an A+ rating, and it has received several positive testimonials from satisfied clients. National Debt Relief offers a free consultation, and it only charges fees for its services after successfully negotiating with creditors to reduce the debt amount. Therefore, it appears that National Debt Relief is a legitimate company that provides valuable debt relief services to its clients and helps them become debt free.
FAQ

What is National Debt Relief?
National Debt Relief is a debt settlement company that helps individuals struggling with debt by negotiating with their creditors to reduce their outstanding balances.
Is National Debt Relief a legitimate company?
Yes, National Debt Relief is a legitimate company that has been in business since 2009 and has helped thousands of individuals successfully settle their debts.
How does National Debt Relief work?
National Debt Relief works by negotiating with creditors on behalf of their clients to reduce their outstanding balances. Clients make monthly payments into a dedicated account, which is then used to pay off the settled debts.
How much does National Debt Relief charge for their services?
National Debt Relief fees are based on the amount of debt enrolled in the program, typically ranging from 15% to 25% of the total debt.
Will National Debt Relief affect my credit score?
Enrolling in a debt settlement program like National Debt Relief will likely have a negative impact on your credit score, as missed payments and settled debts will show up on your credit report.
How long does it take to complete the National Debt Relief program?
The length of the program varies depending on the amount of debt enrolled and the individual’s financial situation, but typically takes between 24 and 48 months to complete.
Does National Debt Relief guarantee that all my debts will be settled?
National Debt Relief cannot guarantee that all debts will be settled, as the outcome of negotiations with creditors depends on a variety of factors.
Can I continue to use my credit cards while enrolled in the National Debt Relief program?
No, clients are advised to stop using credit cards while enrolled in the program to avoid accruing additional debt.
Will I still receive calls from creditors while enrolled in the National Debt Relief program?
Clients may still receive calls from creditors while enrolled in the program, but National Debt Relief will handle all communication with creditors on their behalf.
Is National Debt Relief a scam?
No, National Debt Relief is not a scam. They are a legitimate company with a track record of successfully helping individuals settle their debts. However, as with any financial decision, it is important to do your own research and carefully consider all options before enrolling in a debt settlement program.
Glossary
- National Debt Relief – a company that offers debt relief services to individuals and companies
- Debt relief – a process of negotiating with creditors to reduce the amount of debt owed
- Scam – a fraudulent activity or scheme designed to deceive people for financial gain
- Legit – a term used to describe something that is legitimate or genuine
- Creditors – individuals or organizations to whom money is owed
- Debt settlement – a process of negotiating with creditors to settle a debt for less than the full amount owed
- BBB – Better Business Bureau, a non-profit organization that rates the trustworthiness of businesses
- Debt consolidation – a process of combining multiple debts into a single loan with a lower interest rate
- Debt management – a process of managing debt through budgeting and payment plans
- Credit counseling – a service that helps individuals manage their debt and finances
- Debt relief programs – programs that offer assistance with debt management and reduction
- Debt relief scams – fraudulent activities that offer false promises of debt relief services
- Debt relief companies – companies that offer debt relief services to individuals and companies
- Debt relief options – various methods of managing and reducing debt
- Debt relief reviews – evaluations of debt relief services and companies
- Debt relief laws – laws that regulate the debt relief industry
- Debt settlement companies – companies that offer debt settlement services to individuals and companies
- Debt settlement reviews – evaluations of debt settlement services and companies
- Debt consolidation loans – loans that are used to consolidate multiple debts into a single loan
- Debt management plans – plans that are designed to help individuals manage their debt and make payments on time.
- Credit card debt: Credit card debt refers to the amount of money owed to a credit card company for purchases made using the card. The debt is accumulated when the cardholder does not pay the full balance owed on the card each month, resulting in interest charges and fees.
- Monthly payment: A regular payment made on a monthly basis to pay off a debt or purchase, typically including both principal and interest.
- Unsecured debt: Unsecured debt refers to a type of debt that is not backed by collateral, such as a car or house. This means that if the borrower is unable to repay the debt, the lender has no specific asset to claim as repayment. Examples of unsecured debt include credit card debt, personal loans, and medical bills.